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COMPANY WORKBOOK · AFRM

Affirm Holdings, Inc.

Consumer, Payments & Communications · Credit Services

$71.05-0.22%
54/100
Overall
MARKET CAP24.22B
FORWARD P/E38.46
PEG RATIO8.9
REVENUE GROWTH33.0%
OPERATING MARGIN12.6%
52W RANGE$42.53$85.78
ChartScoreRelative StrengthFinancialsThesisFiles
INTERACTIVE PRICE CHART

Trend and moving averages

RELATIVE PERFORMANCE

AFRM versus SPY and SMH

Indexed to 100
LIVE MODEL SCORE

Cross-sectional ranking

Momentum42
Technicals51
Fundamentals67
Thematic Fit55

Scores are percentile-ranked against the current Young Bull universe and stored by date in PostgreSQL.

YOUNG BULL THESIS

Consumer, Payments & Communications

This company is available as a market-data workbook. Young Bull has not added a manual investment thesis for it yet.

MODEL READ

Overall score: 54.3. Last ranked 2026-09-22.

QUARTERLY FUNDAMENTALS

Revenue and earnings power

TRAILING P/E13.25
PRICE / SALES5.71
EV / EBITDA25.74
BOOK VALUE16.26
GROSS MARGIN48.9%
PROFIT MARGIN45.3%
RETURN ON EQUITY45.1%
FREE CASH FLOW478.68M
COMPANY SNAPSHOT

What it does

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

PRIMARY SOURCES

Files and filings