COMPANY WORKBOOK · AFRM
Affirm Holdings, Inc.
Consumer, Payments & Communications · Credit Services
$68.11-2.23%
55/100
INTERACTIVE PRICE CHART
Trend and moving averages
RELATIVE PERFORMANCE
AFRM versus SPY and SMH
Indexed to 100
Cross-sectional ranking
Scores are percentile-ranked against the current Young Bull universe and stored by date in PostgreSQL.
Consumer, Payments & Communications
This company is available as a market-data workbook. Young Bull has not added a manual investment thesis for it yet.
MODEL READ
Overall score: 54.6. Last ranked 2026-11-07.
QUARTERLY FUNDAMENTALS
Revenue and earnings power
TRAILING P/E11.80
PRICE / SALES5.03
EV / EBITDA35.70
BOOK VALUEN/A
GROSS MARGIN49.0%
PROFIT MARGIN43.9%
RETURN ON EQUITY44.5%
FREE CASH FLOW878.72M
What it does
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
PRIMARY SOURCES